/* ==========================================================================
   fenzoice.com - home internet comparison guide
   Palette: monochrome from the logo - ink black, warm graphite, stone and ivory
   ========================================================================== */
:root {
    /* Logo palette: pure black #010101 + warm brown-black #201409. No hue, so the
       brand is monochrome: ink black, warm graphite and warm stone/ivory tints. */
    --black: #0e0a06;        /* ink black: buttons, top bar */
    --black-hover: #2a2017;  /* button hover, a lift toward the logo brown */
    --espresso: #201409;     /* logo warm brown-black: links, top of dark bands */
    --band: #15100a;         /* dark bands */
    --band-900: #0a0705;     /* dark band bottom */
    --ivory: #f6f1e9;        /* type and inverted buttons on dark bands */
    --stone-50: #f5f0e8;
    --stone-100: #ece5da;    /* chips, mid pills */
    --stone-300: #cfc5b7;    /* accent tone on dark bands */
    --ink: #14100b;          /* headings */
    --body: #3a332b;         /* body copy */
    --muted: #5f574d;        /* warm graphite */
    --graphite-2: #7d7468;   /* numbers, secondary icons */
    --line: #e8e3db;         /* hairlines */
    --line-2: #d8d0c4;
    --surface: #f7f4ef;      /* warm off-white bands */
    --surface-2: #f0ebe3;    /* stone */
    --tint: #f3efe8;
    --white: #ffffff;
    --ok: var(--ink);
    --radius: 14px;
    --radius-lg: 22px;
    --shadow-sm: 0 1px 2px rgba(32, 20, 9, .06), 0 2px 8px rgba(32, 20, 9, .05);
    --shadow: 0 10px 30px -12px rgba(32, 20, 9, .22), 0 2px 6px rgba(32, 20, 9, .06);
    --shadow-lg: 0 30px 60px -24px rgba(10, 7, 5, .5);
    --font-head: "Outfit", "Segoe UI", system-ui, -apple-system, sans-serif;
    --font-body: "Figtree", "Segoe UI", system-ui, -apple-system, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

html, body { overflow-x: hidden; max-width: 100%; }
html { -webkit-text-size-adjust: 100%; }

body {
    margin: 0;
    font-family: var(--font-body);
    font-size: 17px;
    line-height: 1.7;
    color: var(--body);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--espresso); text-underline-offset: 3px; text-decoration-thickness: 1px; }
a:hover { color: var(--muted); }
p { margin: 0 0 1.1em; }
ul, ol { margin: 0 0 1.2em; padding-left: 1.25em; }
li { margin-bottom: .45em; }
strong { color: var(--ink); font-weight: 700; }

h1, h2, h3, h4 {
    font-family: var(--font-head);
    color: var(--ink);
    line-height: 1.15;
    margin: 0 0 .55em;
    letter-spacing: -.015em;
}
h1 { font-size: clamp(2.15rem, 4.8vw, 3.65rem); font-weight: 800; letter-spacing: -.025em; }
h2 { font-size: clamp(1.65rem, 3.1vw, 2.35rem); font-weight: 700; }
h3 { font-size: 1.22rem; font-weight: 700; }
h4 { font-size: 1.02rem; font-weight: 700; }

.container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 860px; }

.i { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.skip-link { position: absolute; left: -9999px; top: 0; }
.skip-link:focus { left: 16px; top: 8px; z-index: 50; background: var(--white); padding: 8px 14px; border-radius: 8px; }

/* ---------- Buttons ---------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    font-family: var(--font-head); font-weight: 600; font-size: 1.02rem; line-height: 1.2;
    padding: 15px 28px; border-radius: 999px; border: 2px solid transparent;
    text-decoration: none; cursor: pointer;
    transition: background-color .2s ease, transform .2s ease, box-shadow .2s ease, color .2s ease, border-color .2s ease;
}
.btn .i { width: 19px; height: 19px; transition: transform .2s ease; }
.btn:hover .i { transform: translateX(3px); }
.btn-primary { background: var(--black); color: var(--white); box-shadow: 0 10px 24px -12px rgba(14, 10, 6, .55); }
.btn-primary:hover { background: var(--black-hover); color: var(--white); transform: translateY(-1px); }
.hero .btn-primary, .cta-box .btn-primary { background: var(--ivory); color: var(--black); box-shadow: 0 12px 28px -14px rgba(0, 0, 0, .7); }
.hero .btn-primary:hover, .cta-box .btn-primary:hover { background: var(--white); color: var(--black); }
.btn-small { padding: 11px 20px; font-size: .95rem; }
.btn-outline { background: var(--white); color: var(--ink); border-color: var(--line-2); }
.btn-outline:hover { border-color: var(--black); color: var(--black); }
.btn-ghost { color: var(--white); border-color: rgba(255, 255, 255, .35); background: transparent; }
.btn-ghost:hover { color: var(--white); border-color: var(--white); background: rgba(255, 255, 255, .06); }

/* ---------- Top bar & header ---------- */
.top-bar {
    background: var(--black); color: var(--stone-300);
    font-size: .74rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase;
    text-align: center; padding: 6px 0; border-bottom: 1px solid var(--black);
}
.site-header { position: static; background: var(--white); border-bottom: 1px solid var(--line); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 76px; padding-top: 12px; padding-bottom: 12px; }
.logo { display: inline-flex; align-items: center; }
.header-logo { height: 52px; width: auto; max-width: 220px; object-fit: contain; }

/* ---------- Hero ---------- */
.hero {
    position: relative; isolation: isolate; overflow: hidden;
    background:
        radial-gradient(700px 380px at 12% 0%, rgba(214, 198, 176, .10), transparent 70%),
        radial-gradient(800px 460px at 92% 18%, rgba(84, 58, 32, .35), transparent 70%),
        linear-gradient(180deg, var(--espresso) 0%, var(--band-900) 100%);
    color: #ece6dc;
    padding: 76px 0 0;
    text-align: center;
}
.hero::after {
    content: ""; position: absolute; inset: 0; z-index: -1; opacity: .5;
    background-image: radial-gradient(rgba(255, 255, 255, .09) 1px, transparent 1px);
    background-size: 26px 26px;
    -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent 75%);
    mask-image: linear-gradient(180deg, #000 0%, transparent 75%);
}
.hero h1 { color: var(--white); max-width: 980px; margin: 0 auto 20px; }
.hero h1 .hl { color: #d9cbb7; }
.hero-sub { max-width: 720px; margin: 0 auto 26px; font-size: clamp(1.05rem, 1.6vw, 1.22rem); color: #d6cdc1; }
.hero-meta {
    list-style: none; padding: 0; margin: 0 auto 32px;
    display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 26px;
    font-size: .93rem; color: #bfb5a8;
}
.hero-meta li { display: inline-flex; align-items: center; gap: 8px; margin: 0; }
.hero-meta .i { width: 17px; height: 17px; color: var(--stone-300); }
.hero-actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-bottom: 16px; }
.hero-note { font-size: .88rem; color: #b3a899; margin: 0 0 38px; }
.hero-note a { color: #e6ddd0; }
.hero-note a:hover { color: var(--white); }
.hero-tagline { margin: 0 auto 18px; font-family: var(--font-head); font-weight: 500; font-size: clamp(1.05rem, 1.7vw, 1.25rem); color: var(--white); }
.zip-search {
    display: flex; align-items: center; gap: 10px;
    max-width: 520px; margin: 0 auto 14px; padding: 7px 7px 7px 18px;
    background: var(--white); border: 2px solid var(--stone-300); border-radius: 6px;
    box-shadow: 0 18px 40px -18px rgba(0, 0, 0, .75);
    text-align: left;
}
.zip-search:focus-within { border-color: var(--ivory); box-shadow: 0 0 0 3px rgba(246, 241, 233, .35), 0 18px 40px -18px rgba(0, 0, 0, .75); }
.zip-search-icon { width: 20px; height: 20px; color: var(--graphite-2); }
.zip-search input {
    flex: 1 1 auto; min-width: 0; height: 48px; border: 0; outline: 0; background: transparent;
    font: 500 1.08rem/1.2 var(--font-body); color: var(--ink);
}
.zip-search input::placeholder { color: var(--graphite-2); opacity: 1; }
.zip-search button {
    flex: none; height: 50px; padding: 0 24px; border: 0; border-radius: 4px; cursor: pointer;
    background: var(--black); color: var(--white);
    font: 600 1.02rem/1 var(--font-head); letter-spacing: .01em;
    transition: background .2s ease;
}
.zip-search button:hover { background: var(--black-hover); }
.zip-search button:focus-visible { outline: 3px solid var(--stone-300); outline-offset: 2px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.type-strip {
    list-style: none; margin: 0 auto 52px; padding: 0;
    display: flex; flex-wrap: wrap; justify-content: center; gap: 10px;
    max-width: 920px;
}
.type-strip li {
    margin: 0; display: inline-flex; align-items: center; gap: 9px;
    padding: 9px 16px; border-radius: 999px;
    background: rgba(255, 255, 255, .05); border: 1px solid rgba(255, 255, 255, .16);
    color: #ece6dc; font-family: var(--font-head); font-weight: 500; font-size: .96rem;
}
.type-strip .i { width: 18px; height: 18px; color: var(--stone-300); }
.hero-figure { position: relative; margin: 0 auto; max-width: 1040px; }
.hero-figure img {
    width: 100%; aspect-ratio: 16 / 8; object-fit: cover; object-position: center 78%;
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
    box-shadow: var(--shadow-lg);
}
.hero-figure figcaption {
    position: absolute; left: 20px; bottom: 18px;
    background: rgba(14, 10, 6, .78); color: #ece6dc;
    font-size: .82rem; padding: 6px 12px; border-radius: 999px;
    -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px);
}

/* ---------- Section scaffolding ---------- */
.section { padding: 92px 0; }
.section-alt { background: var(--surface); }
.section-head { text-align: center; max-width: 760px; margin: 0 auto 48px; }
.section-head p { color: var(--muted); font-size: 1.08rem; margin: 0; }

/* ---------- Features ---------- */
.features-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 56px; align-items: stretch; }
.features-copy { align-self: center; }
.features-art {
    background: radial-gradient(circle at 50% 45%, var(--stone-50), var(--white) 72%); border-radius: var(--radius-lg); padding: 30px; display: flex; align-items: center; justify-content: center;
    box-shadow: var(--shadow); border: 1px solid var(--line);
}
.features-art img { width: 100%; height: auto; mix-blend-mode: multiply; }
.features-copy h2 { margin-bottom: 14px; }
.features-copy > p { color: var(--muted); font-size: 1.08rem; margin-bottom: 30px; }
.feature-cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.feature-card {
    background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
    padding: 22px 22px 20px; box-shadow: var(--shadow-sm);
    transition: transform .2s ease, box-shadow .2s ease;
}
.feature-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.feature-card h3 { font-size: 1.08rem; margin: 14px 0 6px; }
.feature-card p { font-size: .96rem; margin: 0; color: var(--muted); line-height: 1.6; }
.icon-chip {
    width: 46px; height: 46px; border-radius: 12px;
    display: inline-flex; align-items: center; justify-content: center;
    background: var(--surface-2); color: var(--ink); border: 1px solid var(--line-2);
}
.icon-chip .i { width: 23px; height: 23px; }

/* ---------- Connection type cards ---------- */
.type-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.type-card {
    position: relative; display: flex; flex-direction: column;
    background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 26px 26px 22px; box-shadow: var(--shadow-sm);
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.type-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--line-2); }
.type-card-top { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.type-card-top h3 { margin: 0; font-size: 1.28rem; }
.type-card-top .tag {
    display: block; font-family: var(--font-body); font-size: .8rem; font-weight: 600;
    color: var(--muted); letter-spacing: 0; margin-top: 2px;
}
.type-icon {
    width: 50px; height: 50px; border-radius: 14px; flex: none;
    display: inline-flex; align-items: center; justify-content: center;
    background: var(--black); color: var(--ivory);
}
.type-icon .i { width: 25px; height: 25px; }
.type-card > p { font-size: .97rem; line-height: 1.62; margin-bottom: 16px; }
.pro-con { list-style: none; padding: 0; margin: auto 0 0; border-top: 1px dashed var(--line-2); padding-top: 14px; }
.pro-con li { display: flex; gap: 10px; font-size: .93rem; line-height: 1.5; margin-bottom: 8px; }
.pro-con .i { width: 18px; height: 18px; margin-top: 2px; }
.pro-con .pro .i { color: var(--ok); }
.pro-con .con .i { color: var(--graphite-2); }

.table-wrap {
    margin-top: 44px; background: var(--white); border: 1px solid var(--line);
    border-radius: var(--radius-lg); box-shadow: var(--shadow-sm);
    overflow-x: auto; -webkit-overflow-scrolling: touch;
}
.table-title { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; padding: 22px 26px 4px; }
.table-title h3 { margin: 0; }
.table-title p { margin: 0; font-size: .88rem; color: var(--muted); }
.compare-table { width: 100%; min-width: 760px; border-collapse: collapse; font-size: .95rem; }
.compare-table th, .compare-table td { text-align: left; padding: 15px 20px; border-bottom: 1px solid var(--line); vertical-align: top; line-height: 1.5; }
.compare-table thead th {
    font-family: var(--font-head); font-weight: 600; font-size: .86rem; letter-spacing: .03em;
    color: var(--muted); text-transform: uppercase; background: var(--surface); border-bottom-color: var(--line-2);
}
.compare-table tbody th { font-family: var(--font-head); color: var(--ink); font-weight: 700; white-space: nowrap; }
.compare-table tbody tr:last-child th, .compare-table tbody tr:last-child td { border-bottom: 0; }
.compare-table tbody tr:hover { background: #fbf9f6; }
.pill { display: inline-block; padding: 2px 10px; border-radius: 999px; font-size: .82rem; font-weight: 600; white-space: nowrap; }
.pill-good { background: var(--ink); color: var(--ivory); }
.pill-mid { background: var(--stone-100); color: var(--ink); }
.pill-low { background: var(--white); color: var(--muted); box-shadow: inset 0 0 0 1px var(--line-2); }

/* ---------- Guide body with sticky TOC ---------- */
.body-grid { display: grid; grid-template-columns: 270px minmax(0, 1fr); gap: 64px; align-items: start; }
.sidebar-sticky { position: sticky; top: 24px; display: grid; gap: 18px; }
.side-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow-sm); }
.side-card-accent { background: var(--band); border-color: var(--band); color: #d6cdc1; }
.side-card-accent .side-title { color: var(--stone-300); }
.side-title { font-family: var(--font-head); font-weight: 700; font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); margin: 0 0 12px; }
.toc { display: grid; gap: 2px; }
.toc a {
    display: block; padding: 8px 12px; border-radius: 9px; border-left: 3px solid transparent;
    color: var(--body); text-decoration: none; font-size: .95rem; line-height: 1.35; font-weight: 500;
    transition: background-color .15s ease, color .15s ease, border-color .15s ease;
}
.toc a:hover { background: var(--surface); color: var(--ink); }
.toc a.is-active { background: var(--surface); border-left-color: var(--black); color: var(--ink); font-weight: 600; }
.glance { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.glance li { display: flex; gap: 10px; margin: 0; font-size: .92rem; line-height: 1.5; }
.glance .i { width: 18px; height: 18px; color: var(--stone-300); margin-top: 2px; }

.main-content { max-width: 780px; }
.content-block { margin-bottom: 56px; scroll-margin-top: 24px; }
.content-block:last-child { margin-bottom: 0; }
.content-block h2 { margin-bottom: 18px; }
.content-block h3 { margin-top: 30px; }
.lead { font-size: 1.16rem; color: var(--ink); line-height: 1.65; }

.tier-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin: 26px 0 28px; }
.tier {
    border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; background: var(--white);
    display: grid; grid-template-columns: auto 1fr; gap: 14px; align-items: start;
}
.tier h4 { margin: 0 0 4px; }
.tier p { margin: 0; font-size: .94rem; line-height: 1.55; color: var(--muted); }
.tier .level { display: inline-block; margin-top: 10px; font-size: .78rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--ink); background: var(--stone-100); padding: 3px 10px; border-radius: 999px; }

.content-figure { margin: 34px 0; }
.content-figure img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.content-figure figcaption { font-size: .88rem; color: var(--muted); margin-top: 12px; padding-left: 14px; border-left: 2px solid var(--black); }

.callout {
    display: grid; grid-template-columns: auto 1fr; gap: 16px; align-items: start;
    background: var(--tint); border: 1px solid var(--line-2); border-radius: var(--radius); padding: 22px 24px; margin: 28px 0;
}
.callout .i { width: 26px; height: 26px; color: var(--ink); margin-top: 2px; }
.callout p { margin: 0; font-size: .98rem; }
.callout p + p { margin-top: 8px; }
.callout-title { font-family: var(--font-head); font-weight: 700; color: var(--ink); }

.fine-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin: 24px 0 8px; }
.fine-item { background: var(--white); border: 1px solid var(--line); border-left: 3px solid var(--black); border-radius: 12px; padding: 18px 20px; }
.fine-item h4 { margin: 0 0 6px; display: flex; align-items: center; gap: 8px; }
.fine-item h4 .i { width: 18px; height: 18px; color: var(--ink); }
.fine-item p { margin: 0; font-size: .94rem; line-height: 1.58; }

.fee-list { list-style: none; padding: 0; margin: 22px 0 26px; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.fee-list li { display: grid; grid-template-columns: 210px 1fr; gap: 18px; padding: 16px 20px; margin: 0; border-bottom: 1px solid var(--line); font-size: .96rem; line-height: 1.55; }
.fee-list li:nth-child(even) { background: var(--surface); }
.fee-list li:last-child { border-bottom: 0; }
.fee-list strong { font-family: var(--font-head); }

.inline-cta {
    display: flex; align-items: center; justify-content: space-between; gap: 22px; flex-wrap: wrap;
    background: linear-gradient(120deg, var(--stone-50), var(--white) 70%);
    border: 1px solid var(--line-2); border-radius: var(--radius-lg); padding: 26px 28px; margin: 34px 0;
}
.inline-cta p { margin: 0; max-width: 460px; }
.inline-cta .inline-cta-title { font-family: var(--font-head); font-weight: 700; font-size: 1.2rem; color: var(--ink); margin-bottom: 4px; }

.check-steps { counter-reset: st; list-style: none; padding: 0; margin: 22px 0; display: grid; gap: 14px; }
.check-steps li { counter-increment: st; position: relative; padding: 2px 0 0 52px; margin: 0; min-height: 36px; }
.check-steps li::before {
    content: counter(st); position: absolute; left: 0; top: 0;
    width: 36px; height: 36px; border-radius: 50%;
    background: var(--black); color: var(--white); font-family: var(--font-head); font-weight: 700;
    display: flex; align-items: center; justify-content: center; font-size: .95rem;
}

.question-grid { list-style: none; padding: 0; margin: 24px 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.question-grid li {
    display: flex; gap: 12px; align-items: flex-start; margin: 0;
    background: var(--white); border: 1px solid var(--line); border-radius: 12px; padding: 14px 16px;
    font-size: .95rem; line-height: 1.5; color: var(--ink);
}
.question-grid .i { width: 20px; height: 20px; color: var(--ink); margin-top: 1px; }

.provider-note { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 26px 28px; }
.provider-note p:last-child { margin-bottom: 0; }

/* ---------- Steps ---------- */
.steps-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.step-card {
    background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 30px 26px 26px; text-align: center; display: flex; flex-direction: column; box-shadow: var(--shadow-sm);
}
.step-num {
    align-self: center; font-family: var(--font-head); font-weight: 700; font-size: .82rem; letter-spacing: .12em; text-transform: uppercase;
    color: var(--ink); background: var(--white); box-shadow: inset 0 0 0 1px var(--ink); padding: 5px 14px; border-radius: 999px; margin-bottom: 14px;
}
.step-card h3 { font-size: 1.3rem; margin-bottom: 8px; }
.step-card p { font-size: .96rem; color: var(--muted); margin-bottom: 18px; }
.step-art { margin-top: auto; background: var(--surface); border-radius: var(--radius); aspect-ratio: 1 / .78; display: flex; align-items: center; justify-content: center; overflow: hidden; }
.step-art img { width: 86%; height: 100%; object-fit: contain; mix-blend-mode: multiply; }
.mini-check { list-style: none; margin: 0; padding: 18px 22px; width: 84%; background: var(--white); border-radius: 12px; box-shadow: var(--shadow); text-align: left; }
.mini-check li { display: flex; align-items: center; gap: 10px; margin: 0; padding: 7px 0; border-bottom: 1px dashed var(--line-2); font-size: .92rem; font-weight: 600; color: var(--ink); }
.mini-check li:last-child { border-bottom: 0; }
.mini-check .tick { width: 22px; height: 22px; border-radius: 50%; background: var(--black); color: var(--white); display: inline-flex; align-items: center; justify-content: center; flex: none; }
.mini-check .tick .i { width: 14px; height: 14px; stroke-width: 3; }
.steps-cta { text-align: center; margin-top: 40px; }
.steps-cta p { color: var(--muted); font-size: .92rem; margin: 12px 0 0; }

/* ---------- FAQ ---------- */
.faq-list { display: grid; gap: 12px; }
.faq-list details { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); transition: border-color .2s ease; }
.faq-list details[open] { border-color: var(--line-2); }
.faq-list summary {
    list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 18px;
    padding: 20px 24px; font-family: var(--font-head); font-weight: 600; font-size: 1.08rem; color: var(--ink);
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
    content: "+"; flex: none; width: 32px; height: 32px; border-radius: 50%;
    display: inline-flex; align-items: center; justify-content: center;
    background: var(--surface); color: var(--ink); font-size: 1.3rem; font-weight: 500; line-height: 1;
    transition: transform .2s ease, background-color .2s ease;
}
.faq-list details[open] summary::after { content: "\2212"; background: var(--black); color: var(--white); }
.faq-list summary:focus-visible { outline: 3px solid var(--black); outline-offset: 2px; border-radius: var(--radius); }
.faq-answer { padding: 0 24px 20px; }
.faq-answer p { margin: 0; font-size: .98rem; }

/* ---------- Bottom CTA ---------- */
.cta-section { padding: 92px 0 96px; }
.cta-box {
    position: relative; overflow: hidden; isolation: isolate;
    background: radial-gradient(600px 300px at 85% 0%, rgba(214, 198, 176, .12), transparent 70%), radial-gradient(520px 280px at 8% 100%, rgba(84, 58, 32, .32), transparent 70%), var(--band);
    border-radius: 28px; padding: 64px 48px 44px; text-align: center; color: #d6cdc1;
}
.cta-box h2 { color: var(--white); margin-bottom: 12px; }
.cta-box .cta-lead { max-width: 620px; margin: 0 auto 28px; font-size: 1.1rem; color: #d6cdc1; }
.cta-box .cta-note { font-size: .9rem; color: #b3a899; margin: 16px 0 0; }
.cta-disclaimer { max-width: 900px; margin: 36px auto 0; padding-top: 26px; border-top: 1px solid rgba(255, 255, 255, .12); text-align: left; }
.cta-disclaimer p { font-size: .84rem; line-height: 1.65; color: #b3a899; margin: 0 0 10px; }
.cta-disclaimer p.tm-line { font-size: .78rem; color: #a89d8f; margin: 0; }
.cta-disclaimer a { color: var(--ivory); }
.cta-disclaimer a:hover { color: var(--white); }

/* ---------- Footer ---------- */
.site-footer { background: var(--surface); border-top: 1px solid var(--line); padding: 48px 0 32px; font-size: .93rem; color: var(--muted); }
.footer-top { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; padding-bottom: 26px; border-bottom: 1px solid var(--line); }
.footer-logo { height: 48px; width: auto; max-width: 200px; object-fit: contain; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 22px; }
.footer-links a { color: var(--ink); text-decoration: none; font-weight: 600; }
.footer-links a:hover { color: var(--muted); text-decoration: underline; }
.footer-bottom { display: flex; justify-content: space-between; align-items: flex-end; gap: 18px; flex-wrap: wrap; padding-top: 22px; }
.footer-identity p { margin: 0 0 4px; }
.footer-identity a { color: var(--body); }
.footer-copy { margin: 0; }

/* ---------- Subpages ---------- */
.page-hero {
    background: radial-gradient(600px 260px at 90% 0%, rgba(214, 198, 176, .10), transparent 70%), linear-gradient(180deg, var(--espresso), var(--band-900));
    color: #d6cdc1; padding: 64px 0 58px;
}
.page-hero h1 { color: var(--white); font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 10px; }
.page-hero p { margin: 0; font-size: 1.1rem; max-width: 640px; }
.page-body { padding: 64px 0 88px; }
.page-grid { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: 56px; align-items: start; }
.aside-sticky { position: sticky; top: 24px; display: grid; gap: 18px; }
.page-nav { display: grid; gap: 2px; }
.page-nav a { display: block; padding: 8px 12px; border-radius: 9px; color: var(--body); text-decoration: none; font-weight: 500; font-size: .95rem; border-left: 3px solid transparent; }
.page-nav a:hover { background: var(--surface); color: var(--ink); }
.page-nav a.is-current { background: var(--surface); border-left-color: var(--black); color: var(--ink); font-weight: 600; }
.aside-line { margin: 0 0 6px; font-size: .93rem; word-break: break-word; }
.aside-line a { color: var(--white); text-decoration: none; }
.aside-line a:hover { color: var(--stone-300); }
.prose { max-width: 760px; }
.prose h2 { font-size: clamp(1.3rem, 2.2vw, 1.6rem); margin: 38px 0 12px; scroll-margin-top: 24px; }
.prose h2:first-child, .prose .updated + h2 { margin-top: 0; }
.prose .updated { font-size: .88rem; color: var(--muted); background: var(--surface); display: inline-block; padding: 4px 12px; border-radius: 999px; margin-bottom: 26px; }
.prose-numbered { counter-reset: sec; }
.prose-numbered h2 { counter-increment: sec; display: flex; gap: 12px; align-items: baseline; }
.prose-numbered h2::before { content: counter(sec, decimal-leading-zero); font-size: .82em; color: var(--graphite-2); font-weight: 700; }
.reach-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; margin: 20px 0 10px; }
.reach-item { display: flex; gap: 14px; align-items: flex-start; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; box-shadow: var(--shadow-sm); font-size: .95rem; line-height: 1.5; }
.reach-item svg { width: 40px; height: 40px; padding: 9px; border-radius: 11px; background: var(--surface-2); color: var(--ink); flex: none; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.reach-item strong { display: block; font-family: var(--font-head); margin-bottom: 2px; }
.reach-item a { word-break: break-word; }
.contact-form { display: grid; gap: 16px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow-sm); margin: 16px 0 10px; }
.contact-form label { display: grid; gap: 6px; font-weight: 600; color: var(--ink); font-size: .95rem; }
.contact-form input, .contact-form textarea {
    width: 100%; font: inherit; font-weight: 400; color: var(--ink); background: var(--surface);
    border: 1px solid var(--line-2); border-radius: 10px; padding: 12px 14px; transition: border-color .15s ease, box-shadow .15s ease, background-color .15s ease;
}
.contact-form input:focus, .contact-form textarea:focus { outline: none; border-color: var(--ink); background: var(--white); box-shadow: 0 0 0 4px rgba(32, 20, 9, .10); }
.contact-form .btn { justify-self: start; }
.form-note { margin: 0; font-size: .86rem; color: var(--muted); }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
    .type-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .body-grid { grid-template-columns: 1fr; gap: 40px; }
    .sidebar-sticky { position: static; grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .main-content { max-width: none; }
}
@media (max-width: 900px) {
    .features-grid { grid-template-columns: 1fr; gap: 36px; }
    .features-art { max-width: 520px; margin: 0 auto; }
    .steps-grid { grid-template-columns: 1fr; max-width: 520px; margin: 0 auto; }
    .page-grid { grid-template-columns: 1fr; gap: 32px; }
    .page-aside { order: 2; }
    .aside-sticky { position: static; grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 720px) {
    body { font-size: 16.5px; }
    .container { padding: 0 16px; }
    .section { padding: 64px 0; }
    .hero { padding-top: 52px; }
    .hero-meta { gap: 8px 18px; font-size: .88rem; }
    .hero-actions .btn { width: 100%; }
    .zip-search { flex-wrap: wrap; padding: 6px 6px 6px 14px; }
    .zip-search input { flex-basis: calc(100% - 40px); }
    .zip-search button { width: 100%; }
    .type-strip { gap: 8px; margin-bottom: 38px; }
    .type-strip li { font-size: .88rem; padding: 7px 12px; }
    .hero-figure img { aspect-ratio: 4 / 3; border-radius: 16px 16px 0 0; }
    .hero-figure figcaption { left: 12px; right: 12px; bottom: 12px; border-radius: 10px; }
    .feature-cards, .type-grid, .tier-grid, .fine-grid, .question-grid, .reach-list { grid-template-columns: 1fr; }
    .sidebar-sticky, .aside-sticky { grid-template-columns: 1fr; }
    .fee-list li { grid-template-columns: 1fr; gap: 4px; }
    .table-title { padding: 18px 18px 6px; }
    .table-wrap { overflow: visible; }
    .compare-table { min-width: 0; }
    .compare-table thead { display: none; }
    .compare-table, .compare-table tbody, .compare-table tr, .compare-table th, .compare-table td { display: block; width: 100%; }
    .compare-table tbody tr { padding: 16px 18px; border-bottom: 1px solid var(--line); }
    .compare-table tbody tr:last-child { border-bottom: 0; }
    .compare-table tbody th { padding: 0 0 8px; border: 0; font-size: 1.05rem; white-space: normal; }
    .compare-table td { display: flex; justify-content: space-between; align-items: center; gap: 14px; padding: 5px 0; border: 0; font-size: .9rem; text-align: right; }
    .compare-table td::before { content: attr(data-label); color: var(--muted); font-weight: 600; font-size: .82rem; text-align: left; flex: none; max-width: 48%; }
    .inline-cta { padding: 22px; }
    .inline-cta .btn { width: 100%; }
    .cta-section { padding: 64px 0; }
    .cta-box { padding: 44px 20px 30px; border-radius: 20px; }
    .cta-box .btn { width: 100%; }
    .header-logo { height: 46px; max-width: 150px; }
    .header-inner { min-height: 68px; }
    .btn-small { padding: 10px 16px; font-size: .9rem; }
    .footer-top, .footer-bottom { flex-direction: column; align-items: flex-start; }
    .provider-note { padding: 22px 20px; }
    .contact-form { padding: 20px; }
}
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { transition: none !important; scroll-behavior: auto !important; }
}